Why Your Nonprofit Needs Insurance

Nonprofits are vital to our Greater Lawrence Community. Their passionate leaders are often the voice of the people they serve — and with this in mind, it is especially important to have the right insurance plan to ensure the organization is covered. 

Similarly to for-profit businesses, a lot can happen to disrupt an organization. At Doherty Insurance, we are here to help.

The Doherty Difference

Our professionals are experts who understand the nonprofit community and proactively look out for your interests.  It is important to us that our Non Profit Clients are able to use as many of their program funds on their programs, and still protect the organization so that operations can continue and focus on service the clients of our Non Profits. Our comprehensive solutions can include Professional Liability, General Liability, Abuse and Molestation, Auto, Crime, Inland Marine, Property, Umbrella, Cyber Liability,  Management Liability, and Workers’ Compensation. We are your single source, offering complete insurance coverage to protect your organization. We understand the challenges your organization faces and have many special programs to meet your needs.  Some of the coverages we provide nonprofits include: 

‍Auto Insurance — Our auto programs are designed to protect your organization’s cars, vans, trucks and buses. We offer auto liability, physical damage and hired and non-owned auto liability insurance.  Coverage is very different when a Non Profit is transporting clients, as is so often a key part of an Agency’s operations.

Property and Liability Insurance — We have a full range of insurance products such as general property coverage to protect your organization from loss or damage to buildings, Contents  and equipment.

We offer legal liability, including coverage for executives, employees, board members and volunteers. Programs are also available that include professional coverages like social workers liability/foster care, explicit sexual abuse/molestation, pastoral counseling, teachers professional, and other forms of professional liability.

Umbrella Insurance — Umbrella policies can provide an additional level of insurance to protect your organization. An umbrella policy covers everything beyond your primary general liability, auto and professional liability policies.

Workers’ Compensation — We provide affordable workers compensation programs that will not only pay lost wages to injured employees, but can also help to reduce hazards and minimize losses.

Directors and Officers — This coverage protects your directors, officers and the organization itself from allegations of mismanagement, misuse of funds, wrongful termination and employee discrimination.

These are only some of the programs we offer nonprofits. We know every organization is different, and our team will take the time to understand your unique needs before making any recommendations.