Every year Valentine’s Day comes around and while we may surprise our loved ones with chocolates, flowers, a memorable dinner, and the occasional piece of jewelry, it’s important to pair our perfect gifts with the perfect insurance plan. From life insurance to valuables insurance, keeping your family and valuables protected is important.

For many people, protecting your family and assets is a top priority, and insurance is a big part of this. You have home insurance to protect your home and belongings and car insurance for your car, but did you know that Personal Umbrella Insurance offers additional liability protection above the limits of your home and car insurance policies? Today, a single lawsuit can make or break in terms of your financial security, making umbrella insurance an easy decision. Read on to learn more about this affordable and effective insurance option.‍

Break out your beanies, because winter has officially arrived in New England — and this year, it’s not a mild one. As the temperatures outside plummet, the risk for frozen pipes rises. Frozen pipes are one of the leading causes of property damage in the winter and can cause thousands of dollars in damage to your home. The average claim for damage from a frozen pipe is about $18,000, although costs can vary widely. The costs come not from repairing the pipes themselves, but from expensive water damage to home fixtures and furnishings, like flooring and drywall. 

The holidays are a time to gather with friends and family. If you’ll be doing that in your home this holiday season, it’s important to take your host responsibilities seriously — and we don’t just mean making sure you have enough seating and food to go around. As the host of a party, you are responsible for making sure your guests are safe, both at your home and after they leave.