From writing emails to online banking to chatting with friends, we use the internet for virtually everything we do — which means we’re all more at risk from cyber attacks than ever. According to a recent Forbes article, cybercriminals are even starting to find ways around multi-factor authentication. While you might want to consider investing in cyber insurance in the event of a data breach, it’s important to be proactive when it comes to protecting your personal data. Here are our top ten cyber security tips for staying safe online.

Between frozen pipes, power outages, and downed trees, there are a lot of things for homeowners to worry about in the winter. Especially during winters like this year where temperatures fluctuate, ice dams become a huge concern. Beyond causing damage to your roof, this ice buildup can cause leaking and water damage inside your home. Here are our best tips on how to prevent an ice dam along with some techniques to try if you find yourself dealing with one this winter.